Insurence
+11
Stefan_s
hobo
swift-by-nature
Gedis
jesseswiftgti
dominator
STEVEGTI
SUZUKI ROCKS
Almondo74
Ryan...
racecams
15 posters
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Insurence
Hi I am 18 and a mechinic (autotec). And due to admitting beening in the motortrade have stupid quotes for insurents. my first year on my swift gls I was quoted just over £5000 I then eventually found it for £3000 with a curfew! Now my renewals up an there asking £2300 with 1 years NBC. In my opinion that is takin the p@£! Still! so I phoned adrian flux and they wanted £2400! Good for Young drivers my a@@£!
Does anyone know of anyone that could help me?
Thanks cam
Does anyone know of anyone that could help me?
Thanks cam
racecams- Posts : 75
Join date : 2011-07-27
Age : 31
Location : Rochester
Re: Insurence
Admiral!
Add your mum and dad as named drivers! IT REALLY HELPS
Add your mum and dad as named drivers! IT REALLY HELPS
Ryan...- Posts : 475
Join date : 2010-04-14
Age : 32
Location : Chesterfield
Insurents
Ok I'll try that. my dad has 9 points so should I leave him off ? Sound like a stupid question but when it comes to insurents I don't have a clue. Lol
racecams- Posts : 75
Join date : 2011-07-27
Age : 31
Location : Rochester
Re: Insurence
Please spell it correct lol. Insurance.
Try it with and without. Most have an online quotes
Try it with and without. Most have an online quotes
Ryan...- Posts : 475
Join date : 2010-04-14
Age : 32
Location : Chesterfield
Re: Insurence
if ur in the motortrade cant u get a trade policy or do u have to be 21?
at 18 i imagine ur training. so ur a student
id never pay that to insure anycar unless i was a millionaire with a rage lol
try endsliegh, swift cover and quinn(dont think they exist anymore)
they were cheap insurance for my first car all those years ago lol
at 18 i imagine ur training. so ur a student
id never pay that to insure anycar unless i was a millionaire with a rage lol
try endsliegh, swift cover and quinn(dont think they exist anymore)
they were cheap insurance for my first car all those years ago lol
Almondo74- Posts : 961
Join date : 2009-07-25
Age : 34
Location : Cornwall
Character sheet
first car: Swift GL
Insurance
Lol sorry bout the spelling. But ok. I have to be 21 to be on the company traders policy. So I will give the others ago. Thanks all !!
racecams- Posts : 75
Join date : 2011-07-27
Age : 31
Location : Rochester
Re: Insurence
Also try fully comp instead of third party fire theft.
Sounds crazy but sometimes insurance companies will charge less for a fully comp quote then a third party one!
For example. I am currently using my full no claimes on another car so got a quote for my gti with no no-claims. Third party £750, Fully comp £191!
Try it out on a comparison web site and see if it works for you.
Sounds crazy but sometimes insurance companies will charge less for a fully comp quote then a third party one!
For example. I am currently using my full no claimes on another car so got a quote for my gti with no no-claims. Third party £750, Fully comp £191!
Try it out on a comparison web site and see if it works for you.
SUZUKI ROCKS- Posts : 241
Join date : 2008-03-14
Age : 47
Location : Midlands
Re: Insurence
best thing to but is that your a car builder or gardener thats always cheapest for me also say your car is for social only get a limited milage policy eg 5000 miles a year and also what ever your cheapest quote is online ring adrian flux they normally will beat it you need to be 25 for traders inscurance some do it at 23 its odd. car inscurance will always be expensive for you because of your age
steve
steve
STEVEGTI- Admin
- Posts : 1835
Join date : 2008-03-02
Age : 35
Location : london
Character sheet
first car: suzuki swift gti
Re: Insurence
i think its got quite alot 2 do with post codes aswell
http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php
cus when i was looking at insurance for my ex, 18 , 0 no claims her named and only driver £1000 for a 306 hdi alot quicker than a swift gls. also it was only £1700 for a swift gti for her.
unless womens insurance is alot cheaper, even tho women cant drive! FACT!
http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php
cus when i was looking at insurance for my ex, 18 , 0 no claims her named and only driver £1000 for a 306 hdi alot quicker than a swift gls. also it was only £1700 for a swift gti for her.
unless womens insurance is alot cheaper, even tho women cant drive! FACT!
Almondo74- Posts : 961
Join date : 2009-07-25
Age : 34
Location : Cornwall
Character sheet
first car: Swift GL
Insurance
£1293 elephant tht better. Thanks. used confused.com In the end. Women's is alot cheaper my gf getting qoutes like £950 with her bro on it.
An she has no Ncb.
An she has no Ncb.
racecams- Posts : 75
Join date : 2011-07-27
Age : 31
Location : Rochester
Re: Insurence
the cheaper womans insurance is suposed to be coming to an end isnt it?
i really feel for the young`uns nowadays, silly prices
the most i paid for it was £1000 on a mk1 astra gte, i was 19 at the time and no ncb
im paying 275 with ALL mods declared on my swift now, some things do get better with age
gary
i really feel for the young`uns nowadays, silly prices
the most i paid for it was £1000 on a mk1 astra gte, i was 19 at the time and no ncb
im paying 275 with ALL mods declared on my swift now, some things do get better with age
gary
dominator- Posts : 1298
Join date : 2008-03-16
Age : 44
Location : bournemouth
Character sheet
first car: renult 5 ts (1.7!)
Re: Insurence
haha see you cant beat confused sometimes and remember inscurance is completly negotiable its not a fixed price untill you agree to a contract.
i paid £2200 on my first gti when i was 19 was only 3 and a half years ago imagine these days its alot more on them now last gti i paid £1000 and that was cheap apparently
i paid £2200 on my first gti when i was 19 was only 3 and a half years ago imagine these days its alot more on them now last gti i paid £1000 and that was cheap apparently
STEVEGTI- Admin
- Posts : 1835
Join date : 2008-03-02
Age : 35
Location : london
Character sheet
first car: suzuki swift gti
Re: Insurence
steve last year u paid £1000???
mine was 510 last week with mods declared
mine was 510 last week with mods declared
Almondo74- Posts : 961
Join date : 2009-07-25
Age : 34
Location : Cornwall
Character sheet
first car: Swift GL
Re: Insurence
just dont have insurence
jesseswiftgti- Posts : 506
Join date : 2010-03-19
Character sheet
first car: 5
Re: Insurence
i wanted to get a 1l swift for daily use, last year cheapest insurance was 1500, right now it starts at 3500... a stock gti starts at 5500 for me... you can buy a pretty good car for that much... will try getting some papers from insurances and police from back home maybe it will count as a ncb of some sorts, almost 4 years of driving without a single accident must count for something...
Gedis- Posts : 173
Join date : 2010-09-09
Re: Insurence
I had a crash at 18 in my first year of driving, costs me £1900 a year after all the admin fees and hidden charges, almost got 1 year no claims. Now im over 21 and im getting quotes of £1500, only earning £9 a year after tax so thats a big chunk out of any money i earn. Age really does help with insurance and getting a few different driving licenses really helps aswell e.g heavy goods / tanks lol
My gf's dad has pretty much every license going after driving in the army and only pays £160 a year on a 2litre saab convertible
My gf's dad has pretty much every license going after driving in the army and only pays £160 a year on a 2litre saab convertible
swift-by-nature- Posts : 20
Join date : 2011-02-21
Age : 34
Location : Birmingham
Re: Insurence
21 driving for nearly 5 years 1 years no claims £550 1st choice on money supermarket.com
hobo- Posts : 593
Join date : 2010-03-19
Age : 34
Location : norfolk (long stratton)
Character sheet
first car: 5
Re: Insurence
I would not bank on it!
Insurance companies and the government will sponge people like yourself for every single penny they can!
Insurance companies and the government will sponge people like yourself for every single penny they can!
Ryan...- Posts : 475
Join date : 2010-04-14
Age : 32
Location : Chesterfield
Re: Insurence
im 17 and my insurance works out at about £2700 a year for my 1.4 civic which is the same as my mate who is 18 on his 1.1 saxo with 1 years ncb but for me to insure my swift i would be looking at about £4000 a year
Stefan_s- Posts : 80
Join date : 2010-09-26
Age : 30
Location : Angus, Scotland
Re: Insurence
£200 a year on my Justy
stevieh6- Posts : 495
Join date : 2008-03-03
Age : 43
Location : Norfolk
Re: Insurence
I pay 660 a year, fully modifications listed, full comprehensive cover. agreed value of 3k
Only reason its so much is I have no NCB, 21 years of legal driving and always fully insured but the local boys (insurance companies) wont recognise it. should go down next year. \Was lucky with insurance company offerin 1 years NCB for 10 months payment. if the local industry accepted my actual history id pay about 250 fully moded.
Age is all that counts it would seem.
Cheers
GTP
Only reason its so much is I have no NCB, 21 years of legal driving and always fully insured but the local boys (insurance companies) wont recognise it. should go down next year. \Was lucky with insurance company offerin 1 years NCB for 10 months payment. if the local industry accepted my actual history id pay about 250 fully moded.
Age is all that counts it would seem.
Cheers
GTP
gtpswift- Posts : 398
Join date : 2009-05-25
Location : Melbourne Australia
Re: Insurence
just got my swift and insurance is only £191 TPFT, 28, 9yrs ncb and 3 points. Good times!
chall- Posts : 44
Join date : 2011-09-04
Age : 41
Location : Nairn, Scotland
Character sheet
first car: nova sr
Re: Insurence
Dont wish to rub it on or anything, but im 21 and on the traders policy..... have been since 18
Sorry couldnt resist!
Sorry couldnt resist!
Re: Insurence
what comp[any you woth adam are u named or the policy holder ?
cheers steve
cheers steve
STEVEGTI- Admin
- Posts : 1835
Join date : 2008-03-02
Age : 35
Location : london
Character sheet
first car: suzuki swift gti
Re: Insurence
Don't mean to be rude or anything but.. I hate u with jealousy! I'm 19 2 years NBC an just quoted £2345 on the gti with none of the mods declaredADAM wrote:Dont wish to rub it on or anything, but im 21 and on the traders policy..... have been since 18
Sorry couldnt resist!
racecams- Posts : 75
Join date : 2011-07-27
Age : 31
Location : Rochester
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